近日，青島(dao)(dao)高(gao)創科技融(rong)(rong)資擔(dan)(dan)(dan)保(bao)(bao)(bao)(bao)有(you)限公(gong)司（以下簡稱(cheng)：“高(gao)創擔(dan)(dan)(dan)保(bao)(bao)(bao)(bao)”）與青島(dao)(dao)融(rong)(rong)資再(zai)(zai)擔(dan)(dan)(dan)保(bao)(bao)(bao)(bao)有(you)限責任(ren)公(gong)司（以下簡稱(cheng)“青島(dao)(dao)再(zai)(zai)擔(dan)(dan)(dan)保(bao)(bao)(bao)(bao)”）共同簽(qian)署了《再(zai)(zai)擔(dan)(dan)(dan)保(bao)(bao)(bao)(bao)業務(wu)合作(zuo)協議(yi)》，并完(wan)成了首(shou)批(pi)再(zai)(zai)擔(dan)(dan)(dan)保(bao)(bao)(bao)(bao)業務(wu)備案，成為青島(dao)(dao)再(zai)(zai)擔(dan)(dan)(dan)保(bao)(bao)(bao)(bao)首(shou)家準(zhun)入并落地開展(zhan)業務(wu)的(de)擔(dan)(dan)(dan)保(bao)(bao)(bao)(bao)機構(gou)。本次協議(yi)的(de)簽(qian)署和首(shou)批(pi)業務(wu)的(de)完(wan)成，標志著我(wo)(wo)市(shi)擔(dan)(dan)(dan)保(bao)(bao)(bao)(bao)業務(wu)分險體(ti)系初步建立，實(shi)現了我(wo)(wo)市(shi)融(rong)(rong)資擔(dan)(dan)(dan)保(bao)(bao)(bao)(bao)行業再(zai)(zai)擔(dan)(dan)(dan)保(bao)(bao)(bao)(bao)業務(wu)額零(ling)的(de)突破，為本地區進一步健全和完(wan)善政策性(xing)擔(dan)(dan)(dan)保(bao)(bao)(bao)(bao)體(ti)系、提升(sheng)融(rong)(rong)資擔(dan)(dan)(dan)保(bao)(bao)(bao)(bao)行業綜合實(shi)力奠定了實(shi)操基礎。
青(qing)(qing)島融(rong)(rong)資(zi)再擔(dan)(dan)保有限責任公司(si)由青(qing)(qing)島財通(tong)集團發起、市與(yu)區（市）財政(zheng)共同出資(zi)成立，注冊資(zi)本10億元，是從(cong)事融(rong)(rong)資(zi)性擔(dan)(dan)保、再擔(dan)(dan)保業(ye)務(wu)(wu)的市級政(zheng)府性擔(dan)(dan)保機(ji)構(gou)(gou)。公司(si)以構(gou)(gou)建(jian)全市政(zheng)策性融(rong)(rong)資(zi)擔(dan)(dan)保體系為(wei)目標，以增(zeng)信(xin)分(fen)險功能為(wei)基(ji)礎，以再擔(dan)(dan)保為(wei)主(zhu)要業(ye)務(wu)(wu)方向，創新擔(dan)(dan)保合作(zuo)模(mo)(mo)式，聚力改善中(zhong)小微企業(ye)信(xin)貸(dai)(dai)環境，緩解(jie)小微企業(ye)融(rong)(rong)資(zi)難、融(rong)(rong)資(zi)貴問題。高(gao)創擔(dan)(dan)保作(zuo)為(wei)我市科(ke)(ke)技(ji)(ji)金融(rong)(rong)普惠信(xin)貸(dai)(dai)業(ye)務(wu)(wu)的主(zhu)要參與(yu)機(ji)構(gou)(gou)，通(tong)過與(yu)青(qing)(qing)島再擔(dan)(dan)保公司(si)的緊密(mi)合作(zuo)將拓寬青(qing)(qing)島市科(ke)(ke)技(ji)(ji)創新型中(zhong)小微企業(ye)的融(rong)(rong)資(zi)渠道，延(yan)長科(ke)(ke)技(ji)(ji)金融(rong)(rong)服務(wu)(wu)鏈條(tiao)，實現企業(ye)融(rong)(rong)資(zi)業(ye)務(wu)(wu)規模(mo)(mo)的質、量雙提升。
首批(pi)落地的(de)(de)批(pi)量再擔(dan)(dan)保(bao)業(ye)務共9筆，金額共計約4000萬(wan)元，貸款主體(ti)均(jun)(jun)為(wei)科技型小微企(qi)業(ye)，單筆額度(du)均(jun)(jun)在500萬(wan)元以下，放款銀(yin)行承(cheng)擔(dan)(dan)20%的(de)(de)風險責(ze)任，由高創(chuang)擔(dan)(dan)保(bao)提供(gong)擔(dan)(dan)保(bao)，由青島再擔(dan)(dan)保(bao)公司為(wei)高創(chuang)擔(dan)(dan)保(bao)提供(gong)再擔(dan)(dan)保(bao)分險，開拓了我市銀(yin)擔(dan)(dan)合作新(xin)模式，切實為(wei)科技型小微企(qi)業(ye)增信(xin)降費(fei)。
下(xia)一步，高(gao)創擔(dan)保(bao)將(jiang)繼續(xu)以(yi)政(zheng)策(ce)(ce)性融(rong)資服務(wu)與(yu)市(shi)場化經營手段充分結合的(de)方式，積極(ji)發(fa)揮國有金融(rong)機構(gou)的(de)責任與(yu)擔(dan)當(dang)，落(luo)實普惠金融(rong)政(zheng)策(ce)(ce)，攜(xie)手業內金融(rong)機構(gou)積極(ji)探索創新，共同(tong)為我市(shi)科技型中小微企業提(ti)供(gong)優質的(de)融(rong)資擔(dan)保(bao)服務(wu)，推進企業債權融(rong)資擔(dan)保(bao)體系建設，點亮“海檢·高(gao)創”服務(wu)品牌、突出科技金融(rong)服務(wu)特色，為青島市(shi)實體經濟高(gao)質量(liang)發(fa)展貢獻力量(liang)。
